Morocco Currency


The Ultimate Morocco Currency Cheat Sheet

Are you planning a wonderful trip to Morocco? One critical item to consider as you prepare to embark on a trip of cultural exploration and stunning scenery is the local currency. Knowing Moroccan money and its complexities can ensure a comfortable and trouble-free vacation experience. In this thorough guide, we’ll explain all you need to know about Moroccan cash, from its denominations to important money-handling advice when traveling.

1. Introduction

Morocco, a captivating North African country, entices visitors with its charming medinas, historic ruins, and colorful culture. Understanding the local currency becomes increasingly important as you immerse yourself in the rich tapestry of Moroccan experiences.

2. Understanding the Moroccan Dirham

The official currency of Morocco is the Moroccan Dirham (MAD), represented by the symbol “د.م.” or simply “DH.” The dirham is divisible into 100 smaller parts known as centimes. Dirham notes are available in denominations of 20, 50, 100, and 200 dirhams, while coins are available in denominations of 1, 2, 5, and 10 dirhams, as well as centimes.

3. Denominations of Moroccan Dirham

Let’s take a closer look at the denominations of the Moroccan Dirham:

  • Coins: The coins are available in values of 1, 2, 5, and 10 dirhams, each featuring intricate designs and Arabic inscriptions. The centimes are found in 5, 10, 20, and 50 units, but they are rarely used in daily transactions.
  • Banknotes: The dirham banknotes come in values of 20, 50, 100, and 200 dirhams. Each note showcases Moroccan architectural landmarks and historical figures, reflecting the country’s rich heritage.

4. Currency Exchange Tips

It is recommended that you exchange some money before coming to Morocco for your convenience upon arrival. Here are some currency exchange tips:

  • Airport Exchange Counters: While convenient, exchange rates at airport counters tend to be less favorable. Consider exchanging a small amount for immediate needs and waiting for better rates elsewhere.
  • Local Banks: Local banks usually offer competitive exchange rates. Avoid changing money at hotels or tourist areas since they often charge higher fees.
  • Authorized Currency Exchange Offices: Look for reputable currency exchange offices authorized by the Moroccan government. These establishments generally provide fair rates and reliable service.

5. Using ATMs and Credit Cards

ATMs are commonly available in Moroccan cities and tourist attractions. They accept major international card types, including Visa and Mastercard. However, notify your bank of your travel intentions to avoid card blocking due to overseas transactions.

While credit cards are accepted at high-end restaurants and hotels, cash is preferred in local markets and smaller businesses. Carry a combination of cards and cash to provide a well-rounded financial strategy.

6. Bargaining and Tipping Tips

Bargaining is common in Morocco, particularly in markets and souks. Polite haggling is expected, and a fair bargain for all sides is essential. Throughout the bargaining process, remember to be polite and pleasant.

Tipping is a common practice in Morocco, especially for excellent service. Although not required, a little tip is appreciated in restaurants, cafés, and for tour guides.

7. Safety and Security Concerns

As with any travel destination, it’s important to be cautious and aware of your surroundings. Here are some precautionary measures for handling money in Morocco:

  • Avoid Displaying Large Amounts of Cash: Keep your money discreet and avoid displaying large sums of cash in public.
  • Use Hotel Safes: If your accommodation offers a safe, use it to store valuable items and extra cash.
  • Be Wary of Pickpockets: Stay vigilant in crowded places, as pickpocketing can be common in tourist areas.
  • Emergency Numbers: Save emergency contact numbers, including your embassy or consulate, in case of any unfortunate incidents.

Morocco Emergency Numbers:

Here are some important emergency numbers to remember in Morocco:

  • Police: 19 or 190
  • Medical Emergencies: 15 or 150
  • Fire Department: 15 or 150
  • Tourist Police: 05 22 44 44 44
  • Gendarmerie (Rural Police): 177
  • Royal Gendarmerie (Highway Police): 177
  • National Security: 05 22 44 88 33

Remember to save these phone numbers or have them ready in case of an emergency while in Morocco.

8. Conclusion

Congratulations! You now have useful insights on Moroccan currency as well as important tips for managing your funds while experiencing this amazing country. As you immerse yourself in the enchanting land of Morocco, embrace the warm hospitality, dig into the fascinating culture, and create amazing experiences.

9. Frequently Asked Questions (FAQs)

Q. Can I use US dollars or Euros in Morocco?

While some high-end establishments may accept US dollars or Euros, it’s advisable to use the local currency, Moroccan Dirham, for everyday transactions.

Q. Are there ATMs in rural areas of Morocco?

ATMs are more readily available in urban areas and tourist destinations. In rural areas, access to ATMs may be limited, so plan accordingly.

Q. Is it necessary to carry cash for small purchases?

Yes, having cash on hand is beneficial, especially for small purchases, taxi fares, and local markets where card acceptance may be limited.

Q. What is the best time to exchange currency in Morocco?

It’s ideal to exchange currency during business hours at local banks or authorized currency exchange offices for better rates.

Q. Are credit cards widely accepted in Morocco?

Credit cards are accepted in larger establishments and hotels, but it’s advisable to carry cash for smaller transactions and local markets.


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